The Asian Real Estate Association of America (AREAA) released its 2020-21 State of Asia America Report. 报告讨论了COVID-19, 反亚洲偏见和仇恨犯罪, and employment issues in addition to housing. 德克萨斯州的亮点包括: 

  • The greater Houston and Dallas-Fort Worth areas are among the top MSAs in the South for Asian American and Pacific Islanders (AAPI).
  • Houston-The Woodlands-Sugar Land is home to nearly 533,000 AAPIs. Twenty percent of the state’s AAPI 人口 lives in Harris County, which includes Houston. The median house value is $219,100, while the median Asian household income is $92,579. The median listing price is $354,500.
  • Dallas-Fort Worth-Arlington has nearly 510,000 AAPIs. The median listing price is $383,450.
  • Texas continues to be a popular migration destination. 从2015年到2019年, 71,000 AAPI residents moved to the Dallas-Fort Worth-Arlington MSA, 和69年,000 AAPI residents moved to the Houston-The Woodlands-Sugar Land MSA.

The report also discusses national trends:

  • Though Asian American and Pacific Islanders are the fastest growing segment of the U.S. 人口, the average homeownership rate continues to be lower than the national average, 根据报告. The Asian American housing rate is 60.6%, while the Pacific Islander housing rate is 40.1%.
  • 完全, 亚太地区的借款人往往更年轻, have income and higher credit scores (for those who have one) than the overall 人口, but ‘mortgage weak’ AAPI 买家—individuals with limited credit histories—face application denials; this reality and housing shortages in high-cost areas have made homeownership more elusive for potential AAPI 购房者.”
  • The Asian American median household income is $93,759—35% higher than the national average. The Pacific Islander median household income is $66,464, which is 1.比全国平均水平高1%.
  • In addition to housing shortages in major markets, other homeownership barriers for the AAPI community include language barriers, 过时的信用评分模型, and underwriting standards that do not account for self-employed entrepreneurs.
  • The top challenge for 购房者 was that there were not enough homes available for 买家 within their price range (83%). Real estate professionals said their top challenge was dealing with the supply and demand of housing in their market (83%).

For more information, and to download the report, visit areaa.org.