作为独立承包商, can I apply for unemployment benefits due to COVID-19?
是的. The Coronavirus Relief Bill extends the two types of unemployment benefits established under the CARES Act that real estate professionals may be eligible for:
- 联邦大流行病失业补偿. FPUC现在允许在2021年3月14日之前获得300美元的福利. 根据《2021十大正规彩票app》，这项福利为600美元，但已于7月到期.
- 大流行病失业援助. PUA is based on previous income and now provides benefits for up to 50 weeks. The Texas Workforce Commission will continue to run this program and regular state unemployment benefits under the CARES Act, 直到3月14日, 2021. 截至3月14日，符合条件的工人仍在领取福利, 2021, would be able to keep receiving benefit until April 5 (if maximum number of weeks has not been reached).
When will I receive my unemployment benefits under the Coronavirus Relief Bill?
根据德克萨斯州劳动力委员会(TWC), payments under this legislation are authorized to begin for the payment week ending January 2, 2021. 联邦流行病失业补偿, 资格将于12月27日开始, 2020, 第一笔款项将在1月2日结束的那一周支付. If you have an existing claim, you do not need to take any further action. TWC will automatically update your claim and inform you of your potential eligibility.
What are the criteria used for determining if I am eligible unemployment compensation?
Applicants must be able to self-certify that their unemployment is due to one of several COVID-19-related circumstances, including the inability to conduct business due to a lack of clients. 例如, widespread social distancing undertaken in response to governmental restrictions may so severely reduce customer demand for a real estate professional’s services as to force him to suspend operations, 使专业人士有资格获得帮助.
Additional documentation of eligibility may be required beginning in January. The Texas Workforce Commission is waiting to receive Department of Labor guidance and will then provide additional information.
作为独立承包商, am I eligible for unemployment benefits in addition to a Paycheck Protection Program loan to cover lost income due to COVID-19?
While nothing prohibits an independent contractor from applying for more than one type of pandemic-related aid, keep in mind that eligibility may change based on a change in an applicant’s circumstances. 例如, an independent contractor who receives a PPP loan to cover her income she would have received from commissions should not then apply for unemployment compensation for the period covered by the PPP loan. 另外, there are specific requirements to qualify for repayment forgiveness for the PPP loan, so it is important to speak with your lender to determine what options are best for you. Texas REALTORS® will continue to provide members with all the available options for relief.
Does it matter that the governor defined real estate as an essential service?
No. 即使你在一个被定义为必不可少的领域工作, you are still eligible for unemployment benefits as long as you meet the criteria established by the CARES Act and by the Texas Workforce Commission.
我是否需要积极找工作才能获得福利?
是的. The Texas Workforce Commission requires you to search for work and make a minimum number of work search activities in every week for which you request unemployment benefits.
TWC determines the minimum number of work search activities based on labor market conditions in your area, so the required number of activities will vary by county and may change as employment conditions change. 当你申请失业救济金时, TWC will mail you a letter with the required number of work search activities you need to make each week and the date the work search requirement becomes effective.
失业救济金如何计算?
联邦大流行病失业补偿 benefits are now $300 per week regardless of income, 低于《2021十大正规彩票app》规定的每周600美元. 根据《2021十大正规彩票app》, 大流行病失业援助津贴, ranged from a minimum of $207 per week up to a maximum of $521 per week, and were calculated based on the weekly amount of compensation that the individual would have been paid for a week of total unemployment. 在计算福利金额时, the TWC considered an individual’s wages based upon the most recent tax year and net income from all self-employment that was reported on the individual’s tax return. Submission of tax returns or 1099s may have been required to receive more than the minimum weekly payment. TWC has yet to release information on whether the range and calculation of PUA benefits will change.
如果我目前领取社会保险或其他退休福利, 我还有资格领取失业救济金吗?
是的. 失业救济金只考虑你的就业收入, and additional income received through Social Security or retirement will not disqualify an applicant.